Financing / Leasing Services
Dicom Solutions provides various lease and/or finance programs specifically designed to meet your company's capital equipment requirements and financial considerations. The following is a brief overview of some of the programs and services provided by Dicom Solutions:
- Financing and leasing for new and used equipment
- Fixed payments throughout the term of the lease
- Seasonal payments for companies which rely on seasonal business
- Step-up payment programs to allow for lower payments in the beginning term of the lease
- Step-down payment programs to allow for lower payments at the latter term of the lease
- Deferred payment programs to allow for a grace period before payment schedule is initialized
- Application only programs up to $250,000.00
- Same day credit reviews
- Vendor funding within 3 business days upon receipt of all required documentation and equipment delivery
Dicom Solutions offers two basic financial disclosure programs for the credit review process.
The financial disclosure programs are as follows:
Application Only Program
The application only program is best suited for transactions ranging from $2,500.00 to $250,000.00. The credit information required for the Application Only Program is limited to 3 trade references, a bank reference, and comparable debt information. Decisions under this program are generally issued within 2 business days upon receipt of all required credit information.
Financial Disclosure Program
The financial disclosure program is best suited for transactions ranging from $75,000.00 to $50,000,000.00. The credit information required for the financial disclosure program is three years of audited financial statements, including most recent interims, 3 trade references, a bank reference, and comparable debt information. If audited financials are not available, tax returns will be required for the 3 most recent years. Decisions under this program are generally issued within 5 business days upon receipt of all required credit information.